Instant Online Loans FAQ

Instant Online Payday and Installments loans can be applied online from anywhere in canada and get instant approval. Our services are nationwide.

In order to apply for a payday loan online  be sure to have the following documentation:
    • Proof of employment i.e. your most recent pay stub.
    • Valid Canadian government-issued photo identification.
    • Proof of address and a valid cellphone number.
    • Proof that you hold a bank account with any major Canadian banking institution.

Yes, you can acquire a payday loan even if you have low credit. We recognize that life happens and that people sometimes need a little help getting back on their feet. That is why, regardless of your credit position, we are here to assist you. We approve 96/100 of the applications we get at Cashto.CA, so you're practically guaranteed to be approved for a loan regardless of your credit score.

Yes! Our online application is available 24 hours a day, seven days a week, so you can apply for a loan at any time of day or night. We recognize that life does not always occur during conventional office hours, which is why we are available to assist you when you need us the most.

To qualify for an online payday loan in Canada, you must meet the following criteria:
    • Be at least 19 years of age.
    • Be a Legal resident of Canada or any other province we serve.
    • Show that you have been working with the same employer for the past three months.
    • Have a net income of at least $800/month.
    • Have access to Interac e-Transfer.

There are negative credit lenders in Canada who will provide no credit check payday loans; however, these types of loans often have higher interest rates. All reputable lenders, on the other hand, will do a routine credit check to evaluate your creditworthiness and loan amount.

That is why, when you apply for a payday loan with us, we will always run a credit check. We understand, however, that awful things happen to good people, and your credit score is not necessarily an accurate reflection of your capacity to repay a loan.
That is why we take a comprehensive approach to lending, which means we will evaluate criteria such as your employment history and income when deciding the size of your loan. So, even if you have bad credit, you can still get a loan from Cashto.CA

Once you have been approved for a payday loan online, we'll send you an e-Transfer within five minutes. This fast and easy process means that you can get the money you need when you need it, without any hassle.

The maximum loan amount that we offer in Canada is $1,500. However, the loan amount you are eligible for will be based on several factors, including your income and employment history. Whether you need $100 or $1,500, we'll work with you to find a loan amount that meets your needs.

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