Get money in minutes
Instant same-day personal loans online in Canada. Get an instant decision and the loan sent directly to your account by Interac e-Transfer — anywhere in Canada.
- Get up to $1,500 instantly online today
- Instant decision in under a minute
- Cash by Interac e-Transfer in ~30 minutes
- Bad credit welcome — all credit histories
Get up to $1,500 instantly online today
Complete the simple form in under 30 seconds and get an instant decision — no branch visit, no paperwork.
- Simple form — under 30 seconds
- Instant decision in under a minute
- Cash by e-Transfer in ~30 minutes
- Free service — no obligation
Aged 18+ · Canadian resident · Regular income
Instant e-Transfer loans in Canada
Three simple steps from application to cash.
Simple form
Complete the simple application form in less than 30 seconds — pick your amount and province, and tell us how to reach you.
Instant decision
Get an instant approval decision in less than a minute of completing your application.
Instant e-Transfer
Once approved, get cash in as little as 30 minutes via Interac e-Transfer, directly to your bank account.
We are all over Canada
It's easy to get same-day loans anywhere in Canada online. Pick your province to see the local rules and apply.
Easy Canadian loans
Getting a loan online in Canada is now simple with CashTo.CA — same-day cash by e-Transfer, with a short application and an instant decision.
- Be at least 18 years old
- A Canadian resident with a valid bank account
- A regular source of income
- A valid cellphone number and email address
Common questions
- What do I need to apply for an online loan?
- To apply for a payday loan online, have the following ready: proof of employment (such as your most recent pay stub), valid Canadian government-issued photo identification, proof of address and a valid cellphone number, and proof that you hold a bank account with a Canadian banking institution.
- Can I get an online loan even if I have bad credit?
- Yes. Many lenders assess your income and banking activity rather than your credit score alone, so a low credit score is not automatically a barrier. Approval is never guaranteed — it always depends on the lender and your circumstances.
- Can I get instant payday loans on the weekend?
- Yes. Our online application is available 24 hours a day, seven days a week, so you can apply at any time of day or night.
- How much can I borrow?
- CashTo.CA applications are for amounts from $100 up to $1,500 — the maximum for a payday loan in Canada. Larger installment loans may be available from some lenders depending on your circumstances.
Get money in minutes
Complete the simple form in under 30 seconds and get an instant decision. Funds sent by Interac e-Transfer once approved.