Instant loans up to $1,500 in Newfoundland and Labrador
As a resident of Newfoundland and Labrador, you can apply for an instant loan online with CashTo.CA — no branch visit required. Complete the short form, get an instant decision, and receive your funds by Interac e-Transfer.
Simple loan process in Newfoundland and Labrador
Simple form
Complete the simple application form in less than 30 seconds — pick your amount and province, and tell us how to reach you.
Instant decision
Get an instant approval decision in less than a minute of completing your application.
Instant e-Transfer
Once approved, get cash in as little as 30 minutes via Interac e-Transfer, directly to your bank account.
Payday loan rules in Newfoundland and Labrador
Payday loans are capped at $14 per $100 borrowed (federal cap, effective January 1, 2025), overseen by Digital Government and Service NL.
- Maximum cost of borrowing: $14 per $100
- Maximum loan: $1,500
- Maximum term: 62 days
- Regulator: Consumer & Financial Services
Rules and fee caps can change. Always confirm the current regulations and check that a lender is licensed in Newfoundland and Labrador before you borrow.
What you need to apply
- Be at least 18 years old
- A Canadian resident with a valid bank account
- A regular source of income
- A valid cellphone number and email address
Apply for an instant loan in Newfoundland and Labrador
Complete the simple form in under 30 seconds and get an instant decision — funds by Interac e-Transfer once approved.